10 Steps to Habitat Home Ownership

The following steps outline the process of becoming a Habitat Home Owner.

1. Attend a Family Home Ownership Information Meeting

2. Submit application form

3. Qualify potential families

4. Home visit and interview

5. All family members must be present for the in-home interview.

6. Evaluate families

7. Final approval by Habitat Brampton Board of Directors

8. Families are notified, if not successful

9. Receive help with their home ownership training and sweat equity.

10. Sign mortgage agreement and move in!

You must attend a Family Home Ownership Information Meeting where you will receive an application form.
You must submit your completed detailed application to the Habitat Brampton office by the date specified on the application form.
The Family Relations Committee will review all detailed applications and qualify potential families through credit history checks, reference and employment checks, and other means.
The Family Relations Committee will make a home visit and interview the families who have been chosen to move forward in the selection process.
All family members must be present for the in-home interview with the volunteers from the Family Relations Committee.
The Family Relations Committee will meet to evaluate families they have visited and select families to enter the Partnership program.
Relations Family Partners will be presented to the Habitat Brampton Board of Directors for final approval. Selected families will be contacted. They will be asked to sign a Partnership Agreement and to begin their Sweat Equity.
Families who are not selected will be notified and invited to re-apply when another property is available, but they must re-attend a Family Home Ownership Information Meeting to do so.
Volunteers from the Family Relations Committee will help families with their home ownership training and answer any questions they may have regarding Sweat Equity or other matters.

10.   Once a family completes their home ownership training and Sweat Equity
         hours and the house construction is complete, they sign a mortgage agreement
         and move in.

Note: The application process may take up to 4 months to complete.